Financing rental property - obtaining a buy to let mortgage
Financing buy-to-let property is slightly different from obtaining a mortgage for your own home. Higher interest rates apply, and lenders are more stringent in their application criteria. This section provides a guide to how to get a buy-to-let mortgage, including:
- what types of property will banks lend money on?
- interest rates for buy-to-let mortgages
- fixed vs. variable-rate mortgages
- endowments and life insurance mortgages
- finding the best mortgage deal
- how much can I borrow?
Specific details the lender will want to know about you, when purchasing a rental property include:
- lending status
- the size of deposit
- your income
- making a good business case
Finally, some examples of costing:
- an example of financing a 1-bedroomed buy-to-let flat
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- Introduction
- Trends Affecting Property Investment Potential
- Individualism and Independence
- Key Trends
- UK Demographics
- European Demographics
- European Demographic Changes up to 2050
- Predictions for Property demand up to 2050
- Using Socio-Economic Trends to drive investment decisions
- Global Economy Helps Property Investment Prices
- Globalisation and Building
- Impact of EU Expansion
- What Impact will Property Investment Funds (PIFs) have on property prices and investment?
- UK Holiday Resorts Go Upmarket
- Victorian Seaside Resorts to Come Back into Fashion
- Current Socio-Economic Trends
- Off Plan Investments Most Favourable Property Investment Areas
- Financial Trends affecting Investment
- Property Investment in 'Development Areas' to Maximize Capital Growth and Rental Income
- Areas for Residential Property Investment in Liverpool
- Off Plan Investments UK Regional Development Areas
- Property Hotspots in the UK for Buy-to-let Investors
- Liverpool Property Investment: Special Report
- Preston Property Investment: Special Report
- Fylde Coast Property Investment: Special Report
- Property Taxation
- Capital Gains Tax
- Income Tax
- Inheritance Tax
- Non-standard Tax Planning and the Inland Revenue
- Choice of Property Owning Options
- Financing rental property - obtaining a buy to let mortgage
- What Types of Property Will Banks Typically Lend Money On?
- Interest Rates for Buy to Let Mortgages
- Finding the Best Mortgage Deal
- Finding and Purchasing a Buy to Let Property - How to Buy a Property Below Market Value
- Winning the property investment numbers game
- Buying a property at auction
- Choosing a good conveyancing solicitor
- How to let out your 'buy-to-let' property
- Maintenance costs of Leasehold Properties: Service charges and other costs
